Items tagged with housing:
News & Updates:
Interior Secretary approves selective state participation in offshore drilling expansion; Banks contest new regulations on accounting practices; Housing sales fall; Federal Reserve anticipated to continue interest rate hikes.
Since the Great Recession in 2008, the federal government has taken conservatorship of two major home mortgage providers, Freddie Mac and Fannie Mae. In order to reestablish market stability, these two firms were converted from wholly private entities into government-sponsored enterprises (GSEs) under the conservatorship of the Federal Housing Administration (FHA). In return for being under public stewardship, the GSEs are required to make annual contributions to the Housing Trust Fund and Capital Magnet Fund to support FHA activities and offset costs for things like affordable housing mandates.
In an address to the UN, Trump calls for international trade reforms; Trump signs a new trade deal with South Korea; US Consumer Confidence rose; The rate at which home prices have risen, slows.
China announces tariffs on $60 billion worth of US goods in response to American action; Senate pass a short term spending bill designed to last until November; Minority voice in SEC urges for more oversight; US Housing Starts increase marginally.
Homelessness is commonly attributed to mental health and substance abuse issues. However, when one looks more closely, these factors only play a small role in the overall number of experiences with homelessness. In truth, many broader economic forces create situations of poverty and housing insecurity for many Americans.
Fannie Mae: Economic & Strategic Research
Fannie Mae’s housing market research includes information and analyses on the state of the housing and mortgage industries, consumer and demographic insights, economic and mortgage market analysis and trends, and forecasts. Fannie Mae initiatives include:
• Economic & Housing Outlook
• National Housing Survey
• Own-Rent Analysis
• Housing Insights Series
Freddie Mac: Economic & Housing Research
Freddie Mac’s Economic and Housing Research includes:
- Primary Mortgage Market Survey: Freddie Mac surveys lenders each week on the rates, fees and points for the most popular mortgage products. Results are released Thursday at 10am EDT.
- U.S. Economic and Housing Outlook: Each month, Freddie Mac compiles data on major economic, housing and mortgage market indicators and offers forecasts.
- Refinancing Activity Reports: Freddie Mac compiles statistics and produces two quarterly reports, the “Cash-out Refinance Report” and the “Refinance Product Transition Report” based on loans refinanced in its retained portfolio.
- Freddie Mac House Price Index (FMHPI): Freddie Mac publishes its monthly house price index values each quarter for the nation as a whole, for each of the 50 states and the District of Columbia, and 367 metropolitan statistical areas (MSAs).
- Monthly Refi and ARM Shares: Once a month, as part of the Weekly Primary Mortgage Market Survey®, Freddie Mac collects the Refinance and ARM share of applications, as reported by lenders who participate in the survey.
- The Federal Cost of Funds Index (COFI) is used as a benchmark for some types of mortgage loans and securities. It is calculated as the sum of the monthly average interest rates for marketable Treasury bills and for marketable Treasury notes, divided by two, and rounded to three decimal places.
National Association of Home Builders
NAHB produces in-depth economic analyses of the home building industry based on private and government data. Our economics group surveys builders, home buyers, and renters to gain insight into the issues and trends driving the industry.
S&P/Case-Shiller Home Price Indices
The S&P/Case-Shiller Home Price Indices are the leading measures of U.S. residential real estate prices, tracking changes in the value of residential real estate both nationally as well as in 20 metropolitan regions.
U.S. Census Bureau: Housing
All available Census data on housing topics, including:
- Comparability of Housing Data from the Census, ACS, AHS, and the CPS/HVS
- Financial Characteristics
- Housing Vacancies
- Multifamily Housing
- Physical Characteristics
- Rental Housing
- Residential Financing
- Historical Housing Data
Quick link: http://www.census.gov/housing/