Items tagged with Social Insurance:
News & Updates:
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One out of every 13 households in the United States lives without a checking or saving account. The lack of access to traditional banking services makes millions of households turn to alternative financial services that charge exorbitant fees, leaving the unbanked and underbanked trapped in a cycle of poverty. Improved financial literacy among low-income consumers and the introduction of affordable products from private banks are necessary to increase banking participation and democratize access to basic banking services.
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This piece explores how construction companies which aren’t formally organized, often built entirely on relationships and informal agreements, can be a perfect remedy for infrastructural deficits in rural areas of India. We explore how informal economies encourage economic growth. Critically, we reach the conclusion that developing economies must tailor policy to allow for informal economies to grow while simultaneously ensuring they do not become exploitative. The piece develops a comprehensive behavioral economic framework for understanding informal construction economies as a commitment device and uses a series of interviews with the author’s own family to illustrate these powerhouse industries. -
Faculty Affiliate Olivia S. Mitchell writes for Forbes on annuities in retirement plans. According to her research, including well-designed longevity annuities as defaults in 401k plans and IRAs would make most workers better off. Putting the pensions back into retirement plans is a sensible way to manage retirement risk. -
With rising income inequality, many have grown dissatisfied with redistributive government programs. But the dialogue around income redistribution has overshadowed another growing disparity: the difference in levels of family stability and parental engagement across socioeconomic classes. Today, many of the extrinsic pressures that shaped family structure in the mid-20th century seem to have waned. In this article, we explore the economic definition of a strong family in the 21st century, its importance for a child’s education and future socioeconomic mobility, and how policymakers can cultivate stronger environments for children at home.
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In the frenzied analysis following the third presidential debate, one issue appears to have gone virtually unaddressed: the national debt. As of October 21, 2016, the total public debt outstanding was $19.8 trillion, and the nonpartisan Committee for a Responsible Federal Budget suggests that neither Hillary Clinton nor Donald Trump’s current tax plans will do anything other than increase that number, despite their insistence otherwise. In this article we will explore the current state of the national debt and discuss its impact on the federal budget, especially spending on entitlements, as well as the political atmosphere in the United States.
Resources:
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Benefits.gov
The central hub for benefits information pertaining to: Child Care/Child Support, Counsel/Counseling, Disability Assistance, Disaster Relief, Education/Training, Employment/Career Development Assistance, Energy Assistance, Environmental Sustainability/Conservation, Food/Nutrition, Grants/Scholarships/Fellowships, HIV/AIDS, Healthcare, Housing, Insurance, Living Assistance, Loan/Loan Repayment, Medicaid/Medicare, Military: Active Duty and Veterans, Social Security/Retirement, Tax Assistance, and Volunteer Opportunities.
Quick link to main Benefits page: http://www.benefits.gov/benefits
Quick link to Other Resources: http://www.benefits.gov/benefits/other-resources/
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Congressional Budget Office: Social Security
Social Security is the single largest federal program, with outlays of $768 billion in fiscal year 2012. The program has two parts. The Old-Age and Survivors Insurance program pays benefits to retired workers and to their dependents and survivors, and the Disability Insurance program pays benefits to disabled workers and to their spouses and survivors. Social Security benefits are financed by a payroll tax on current workers, half paid by the worker and half paid by the employer. CBO regularly examines various possible changes to Social Security outlays or receipts.
Quick link: http://www.cbo.gov/topics/retirement/social-security
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U.S. Census Bureau: Social Insurance & Human Services
This section presents data related to governmental expenditures for social insurance and human services; governmental programs for old-age, survivors, disability, and health insurance (OASDHI); governmental employee retirement; private pension plans; government unemployment and temporary disability insurance; federal supplemental security income payments and aid to the needy; child and other welfare services; and federal food programs. Also included here are selected data on workers’ compensation and vocational rehabilitation, child support, child care, charity contributions, and philanthropic trusts and foundations.
Quick link: http://www.census.gov/compendia/statab/cats/social_insurance_human_services.html
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U.S. Social Security Administration
The Office of Retirement and Disability Policy (ORDP) is the principal advisor to the Commissioner of Social Security on major policy issues and comprises nine offices. The research and policy analysis information on this website is the result of a collaborative effort among three ORDP offices—the Office of Program Development & Research, the Office of Research, Evaluation, and Statistics, and the Office of Retirement Policy. All three offices work together to conduct research and policy analysis and disseminate the results of their research in a variety of publications that are available on this website. The statistics on this website are provided by the Office of Research, Evaluation, and Statistics, the agency’s source for statistics on the OASDI and SSI programs and the earnings of the working and beneficiary populations.
Quick link to the Research, Statistics, & Policy Analysis page where you can access recent statistics, the Monthly Statistical Snapshot, and other Publications like the Annual Statistical Supplement: http://www.ssa.gov/policy/index.html
Quick link to Public-Use Data Files: http://www.ssa.gov/policy/docs/data/index.html
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USDA Nutrition Assistance Data
Data and research regarding the following USDA Nutrition Assistance programs are available through this site:- Supplemental Nutrition Assistance Program (SNAP)
- Food Distribution Programs
- School Meals
- Women, Infants and Children
Quick link: http://www.fns.usda.gov/data-and-statistics
