PPI Student Group
Public Policy Initiative Student Group is a volunteer public policy research organization run by students, for students who want to work together to analyze and develop solutions for current public policy problems. Comprised of five research teams, the students publish a blog on topics concerning: Energy and Environmental Policy; Health, Education, and Welfare Policy; International Trade and Foreign Policy; Science and Technology; and Fiscal and Monetary Policy.
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Director of Environmental Policy
Featured Blog Posts
Author: Alyssa Yun
Editors: Stephanie Wu, Anika Jagasia and Eric Zhu
One out of every 13 households in the United States lives without a checking or saving account. The lack of access to traditional banking services makes millions of households turn to alternative financial services that charge exorbitant fees, leaving the unbanked and underbanked trapped in a cycle of poverty. Improved financial literacy among low-income consumers and the introduction of affordable products from private banks are necessary to increase banking participation and democratize access to basic banking services.
By Dipak KumarDespite heavy rains and snowfall last winter, the water issues in the western United States have not been resolved for the long term. Groundwater tables are still low after being relied upon heavily during the previous drought years. The underlying legislative and infrastructural conditions prior to the drought have not changed. A sustainable, free-market solution, addressing future water crises could be a market for water trading. Instead of the government allocating water resources, water trading incentivizes and monetizes water conservation on the demand side while also helping water get to where it is most needed .